when you Are buying

Get 60 days to pay your invoice

We give you the first 60 days to stretch the payment of your invoices. Give yourself a buffer to grow and take control of your cash flow.

Need an extra month? Simply stretch it with one click.

WHAT IS a creditstretch®?

Pay later. Grow faster

A business growth tool that lengthens your payment terms, without harming your supplier relationships.

On-demand

On as many (or as few) invoices as you like on a pay-as-you-go basis.

Pay later

 Increase your payment terms to 60 days. Or add an extra 30 days for 1%.

Stay in control

Retain the right to point out mistakes on work delivered to you. This helps you sort out guarantee issues.

Find out more.

Simple process

Really easy finance

You will get an immediate answer upon application. No phone call. No going into a bank. No financial interrogation. And it will not affect your credit rating.

stay in control

We help you pay 80% of the invoice now

We pay your supplier 80% of the invoice. You pay that amount back to Fellow Pay 60 to 90 days later. The remaining 20% of the invoice is still left between you and your supplier, on original terms, to cover the cost of any guarantee issues for the work delivered. You still retain the right to point out mistakes on the remaining 20% of the original invoice.

How our pricing works

No hidden costs.  No unexpected additional fees. Payments, credit rating, and credit insurance all included in the price.

Invoice issuer

No hidden fees.  No credit check. Immediate payment.

3,75%

Equal to 3% of total invoice amount

Calculate price

Invoice receiver

Free for 60 days

Buy one month extra for 1%

Calculate price
*For invoices between 50,000 DKK - 1,000,000 DKK
Enter the invoice amount (ex. VAT)
How many days of credit?
50.000 DKK
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Invoice amount
50,000.00 DKK
1,875.00 DKK
Price for invoice issuer
0.00 DKK
Price for invoice receiver
-
Due date

Frequently asked questions

Will a creditstretch® affect my credit rating?

No. Using our service only depends on the credit rating of invoice receiver. It will therefore not affect the credit rating of your company when you make a creditstretch®.

Is the process complicated?

No. The proces is easy and straightforward. You decide yourself if you want to use our service for one invoice only or more - the cost and process for each invoice is the same. All is online, no paperwork is required, no binding, long term contracts, no need for special IT set-up and no surety is required. There is no financial interrogation involved and you do not have to present your accounts. Just upload you invoice together with registration numbers of the companies involved and we will give you a quick answer.

Will this harm the relationship with my customers/suppliers?

No. Unlike other finance providers, Fellow Pay benefits the buyer and seller at the same time. The buyer get up to 60 days extra to pay while the supplier gets paid now. The supplier will be paid for most of the invoice, solving the immediate cash need for the both of you in one go. That is a clear win/win.

I have tried something similar and it did not work

Most finance providers do not have good setup to service smaller and maybe less creditworthy SMEs. But we have. If the invoice receiver (your costumer) is creditworthy, we will finance them and give the invoice issuer (you) 60 days to pay.

What happens if my customer/supplier is not creditworthy?

We only credit check the invoice receiver. We do not look at the invoice issuer. If the invoice receiver not is creditworthy you can try applying for a credit stretch based on an invoice from another of your customers.

Happy customers

Customers are making the switch to the credit stretch every day. Here's a small selection of what they're saying about us.

“It's faster than anything else I've used, and they take care of it all for you”
Freddy Bach
Real Estate
“I now insist all of my subcontractors use the credit stretch”
Per Jørgensen
Construction
“I now insist all of my subcontractors use the credit stretch”
Per Jørgensen
Construction

Here is a little taste of what our customers have been saying about us

“It's faster than anything I've used before. The Fellow Pay team sorts everything out for you.”
Freddy Bach
Real Estate
“I now insist all of my subcontractors use Fellow Pay”
Per Jørgensen
Construction
"The process was easy, inexpensive and a lot quicker than my bank"
Thomas Cardell
Godthaab Boligselskab

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